The product and company known today as Tingtel, was born out of the need to bridge the gap  between the banked and underbanked in emerging markets like ours and provide services  using a currency both parties already possess: Mobile Airtime.

Airtime is network specific, since it can only be used on the network for which it was  purchased, and for the services of that network only; and since Airtime is hard to sell, it can  generally not be used beyond making calls, sending SMS or buying data.  

Tingtel found that as other solutions are not available/operating, Airtime is already used and  accepted for small payments, because people always need Airtime, and getting Airtime is  always better than selling on credit.

Tingtel is also integrating its Airtime solutions with major financial, insurance, delivery and  even lotto/betting platforms to give its users the widest possible choice of vendors where they  can use their Airtime to make transactions.